Continued rise for lending rates to households
The average interest rate on households' new loan agreements was 4.25 percent in December, an upturn against 4.18 in November (revised figure). This upturn was mainly for loans with floating rates and fixed periods of up to one year. The floating rate rose from 4.47 in November (revised figure) to 4.53 in December.
The average interest rate for households' new deposits in bank accounts was 1.33 percent, compared to 1.38 percent in November. Interest rates on accounts with fixed periods or a limited number of free withdrawals dropped slightly from 2.26 percent in November to 2.25 percent in December.
MFIs' lending rates for new loan agreements to non-financial corporations averaged 3.82 percent in December, compared to 3.83 percent in November. The average interest rate in December 2010 was 2.91 percent.