It is more common for single parents and persons with a foreign background to lack a cash buffer
It is more common for single parents to lack a cash buffer for unexpected expenses compared to cohabitees, or every second single parent compared to just under one in ten cohabitees.
Persons with a foreign background lack a cash buffer to a greater extent than those with a Swedish background. Every third person with a foreign background has no cash buffer compared to every seventh person with a Swedish background. Among persons with a foreign background, women and men lack a cash buffer to approximately the same extent. Among persons with a Swedish background, it is more common for women to lack a cash buffer than men.
More common for blue-collar workers to lack a cash buffer
It is more common for blue-collar workers to lack a cash buffer than white-collar workers, or every fourth blue-collar worker compared to every tenth white-collar worker. The differences are even greater if we look at sub-groups. Among blue-collar workers without professional training, three out of ten answered that they would not be able to manage to pay an unforeseen expense of SEK 8 000 within one month without borrowing the money or asking for help. This can be compared to one in twenty senior white-collar workers.