Interest rates for housing loans with longer fixed terms are rising
The average floating interest rate for housing loans decreased slightly in November 2025 to 2.68 percent compared with October. The average fixed interest rate on housing loans with maturities over 5 years increased by 0.12 percentage points in November, reaching 3.21 percent. The annual growth rate for housing loans showed a marginal change in November and was 2.7 percent.