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Increased growth rate in lending to large enterprises Senaste statistiken The growth rate of lending to large enterprises increased in August compared with July, and the rate of growth was higher than for other enterprise sizes. All enterprise sizes, excluding Tenant owners’ associations, have now recorded a positive growth rate since April 2025. It is primarily large enterprises in the major economic activities of Wholesale and retail, Real Estate – Offices, Industry, as well as other services, that have driven the increase in the growth rate for large enterprises in August compared with July. 2026-10-12 Credit Database (KRITA) Increased growth rate of lending to micro enterprises Senaste statistiken The annual growth rate of lending to micro enterprises continued to rise, reaching 4.5 percent in July 2026. This implies that the growth rate of micro enterprises has been on an upward trend for just over two years since it last bottomed out at 0.6 percent in April 2024. Over the same period, interest rates have declined significantly, with the average interest rate on outstanding loans to micro enterprises standing at 3.75 percent in July 2026, compared with the higher rate of 5.59 percent in April 2024. 2026-09-11 Credit Database (KRITA) Lending rates continue to fall Senaste statistiken Lending rates fell in nine out of eleven economic activities in June compared to May. No increase in interest rates was seen in any economic activity, but in two out of eleven economic activities the interest rate remained unchanged. The biggest falls in interest rates were seen in Accommodation and travel, Energy and water and Real Estate – Offices. Lending rates also fell for all enterprise sizes, excluding Tenant owners’ associations, where the interest rate remained unchanged. 2026-08-11 Credit Database (KRITA) Lending rates are falling in most economic activities Senaste statistiken The lending rate fell in seven out of eleven economic activities in May compared with April. An increase was seen in two out of eleven economic activities, whilst in the remaining two economic activities the rate remained unchanged. A similar pattern is seen for lending rates by enterprise size, with rates falling for two enterprise size categories, rising for one, and remaining unchanged for one in May compared with April. 2026-07-13 Credit Database (KRITA) Increased growth rate of lending to tenant-owner associations Senaste statistiken The annual growth rate of lending to tenant-owner associations continues to increase and amounted to 1.4 percent in April 2026. This implies that the growth rate of tenant-owner associations has been on a upward trend over the past one and a half years, since it bottomed out at −1.8 percent in September 2024. At the same time, the average interest rate on outstanding loans to tenant-owner associations was 2.90 percent in April 2026, which can be compared with the higher rate of 3.23 percent in September 2024. 2026-06-15 Credit Database (KRITA)