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  • Mortgage interest rates decline

    The average total interest rate for housing loans decreased in July to 2.84 percent, from 3.01 percent in June 2025. The average floating interest rate on housing loans decreased from 3.04 percent in June to 2.86 percent in July, while the interest rate on loans with fixed terms between 1 and 5 years decreased from 2.97 percent to 2.87 percent over the same period. The growth rate for housing loans increased in July to a level of 2.4 percent, to be compared with 2.2 percent in June 2025.

  • The spread between deposit and lending rates is widening

    The average total interest rate for housing loans decreased in June to 3.01 percent, from 3.03 percent in May 2025. At the same time, the average deposit interest rate decreased for households for all accounts to 0.67 percent from 0.80 percent in May. The volume of housing loans with floating interest rate continues to increase and surpassed SEK 3 000 billion in June.

  • Mortgage interest rates are falling

    The average floating interest rate on housing loans decreased in May to 3.06 percent, from 3.15 percent in April 2025. The interest rate on loans with fixed terms between 1 and 5 years decreased in May to 2.99 percent. The growth rate for housing loans increased in May to a level of 2.1 percent, while the growth rate for lending to non-financial companies increased to a level of 1.9 percent.

  • Floating mortgage interest rate turns upward

    The average floating interest rate on housing loans increased in April to 3.15 percent, from 3.09 percent in March. The interest rate on loans with fixed terms between 1 and 5 years increased in April, for the fourth consecutive month, to 3.14 percent. The growth rate for housing loans increased in April to a level of 2.0 percent, while the growth rate for lending to non-financial companies increased to a level of 1.5 percent.

  • Floating and fixed mortgage interest rates increasingly similar

    The floating mortgage interest rate continues to decrease, albeit marginally, and was 3.09 percent in March 2025. At the same time, the interest rate for fixed terms between 1 and 5 years increased to 3.10 percent. The growth rate for housing loans increased in March to a level of 1.8 percent, while the growth rate for consumer loans decreased to 5.2 percent.