Household financial outstanding values, Q1 2024–Q1 2025
Outstanding values, SEK millions
| 2024 | 2024 | 2024 | 2024 | 2025 | |
|---|---|---|---|---|---|
| Q1 | Q2 | Q3 | Q4 | Q1 | |
| ASSETS | |||||
| Currency | 45 798 | 45 976 | 45 791 | 45 509 | 44 570 |
| Deposits | 2 631 722 | 2 681 358 | 2 667 005 | 2 662 964 | 2 678 743 |
| Bank deposits | 2 570 770 | 2 625 331 | 2 609 676 | 2 601 510 | 2 612 412 |
| Capital investments in tax account and national debt savings[1] | 13 218 | 6 872 | 6 707 | 5 862 | 6 017 |
| Other deposits | 47 734 | 49 155 | 50 622 | 55 592 | 60 314 |
| Bonds | 22 095 | 21 068 | 21 302 | 23 178 | 21 128 |
| Lottery bonds[2] | 0 | 0 | 0 | 0 | 0 |
| Structured products | 22 095 | 21 068 | 21 302 | 23 178 | 21 128 |
| Directly owned shares | 3 835 156 | 3 880 622 | 4 028 999 | 3 814 039 | 3 801 937 |
| Swedish listed shares | 1 312 962 | 1 317 658 | 1 390 704 | 1 295 331 | 1 303 886 |
| Swedish unlisted shares | 2 318 319 | 2 342 872 | 2 424 115 | 2 296 143 | 2 296 737 |
| Foreign listed shares | 203 875 | 220 092 | 214 180 | 222 565 | 201 314 |
| Funds | 2 112 801 | 2 195 658 | 2 215 454 | 2 240 689 | 2 162 099 |
| Swedish-registered funds | 1 733 037 | 1 789 157 | 1 806 918 | 1 818 475 | 1 733 827 |
| Equity funds | 1 069 069 | 1 107 122 | 1 132 787 | 1 163 462 | 1 048 227 |
| Bond and money market funds | 56 912 | 57 127 | 67 063 | 71 724 | 70 135 |
| Other funds | 607 056 | 624 908 | 607 068 | 583 289 | 615 465 |
| Foreign-registered funds | 379 764 | 406 501 | 408 536 | 422 214 | 428 272 |
| Tenant ownership rights | 3 539 342 | 3 586 574 | 3 608 065 | 3 616 717 | 3 681 680 |
| Holiday homes abroad[3] | 309 804 | 317 397 | 324 990 | 332 583 | 328 427 |
| Private insurance savings | 1 375 424 | 1 392 993 | 1 419 420 | 1 433 444 | 1 414 069 |
| Swedish | 1 272 332 | 1 291 660 | 1 313 625 | 1 328 024 | 1 312 731 |
| Non-unit-linked | 978 749 | 987 667 | 1 000 534 | 1 007 296 | 1 008 384 |
| Unit-linked | 293 583 | 303 993 | 313 091 | 320 728 | 304 347 |
| Foreign | 103 092 | 101 333 | 105 795 | 105 420 | 101 338 |
| Occupational pensions | 4 164 190 | 4 236 657 | 4 302 427 | 4 367 701 | 4 271 169 |
| Non-unit-linked | 2 405 348 | 2 418 677 | 2 430 403 | 2 447 855 | 2 455 905 |
| Unit-linked | 1 758 842 | 1 817 980 | 1 872 024 | 1 919 846 | 1 815 264 |
| Premium pensions | 2 552 184 | 2 630 202 | 2 681 428 | 2 813 161 | 2 572 490 |
| Other insurance technical reserves[4] | 198 992 | 196 507 | 187 610 | 183 963 | 198 125 |
| Accruals, assets[5] | 406 742 | 497 387 | 484 573 | 490 116 | 521 782 |
| Other financial assets | 54 092 | 54 508 | 53 889 | 54 717 | 53 368 |
| Total financial assets | 21 248 342 | 21 736 907 | 22 040 953 | 22 078 781 | 21 749 587 |
| Individual financial assets excluding accruals | 13 926 234 | 14 176 154 | 14 384 915 | 14 223 840 | 14 186 021 |
| LIABILITIES | |||||
| Loans | 5 243 188 | 5 265 086 | 5 284 353 | 5 311 226 | 5 341 005 |
| Loans in banks and housing credit institutions | 4 823 387 | 4 844 467 | 4 862 548 | 4 884 905 | 4 904 285 |
| Student loans, Government | 279 644 | 281 168 | 284 035 | 288 807 | 301 095 |
| Other loans | 140 157 | 139 451 | 137 770 | 137 514 | 135 625 |
| Accruals, liabilities[6] | 183 963 | 181 766 | 174 262 | 178 799 | 179 447 |
| Other liabilities | 38 966 | 38 963 | 38 999 | 38 940 | 38 933 |
| Total liabilities | 5 466 117 | 5 485 815 | 5 497 614 | 5 528 965 | 5 559 385 |
| Liabilities excluding accruals | 5 282 154 | 5 304 049 | 5 323 352 | 5 350 166 | 5 379 938 |
| Financial net wealth | 15 782 225 | 16 251 092 | 16 543 339 | 16 549 816 | 16 190 202 |
| Financial net wealth excluding accruals[7] | 8 644 080 | 8 872 105 | 9 061 563 | 8 873 674 | 8 806 083 |
1) New transactions made by households to the Swedish Tax Agency since the fourth quarter of 2015 (considered as savings) are included here. The Swedish National Debt Office is phasing out the savings form National Debt Savings.
2) Lottery bonds are being phased out as a saving. The last issued lottery bonds matured in 2021.
3) According to the National Accounts manual ESA 2010, Swedish households cannot own real assets such as real estate abroad; ownership of real estate abroad is instead registered as a financial asset abroad (ESA 2010 sections 7.76 and 18.15). Swedish households' real assets in Sweden are not included in the Savings Barometer, which only shows households' financial assets.
4) Non-life insurance technical reserves and entitlements to non-pension benefits.
5) Other accounts receivable.
6) Other accounts payable.
7) Financial net wealth excluding accruals are excluding savings in occupational pensions, premium pensions, other insurance technical reserves and accruals net.
Definitions and explanations
- Magnitude nil
. Category not applicable
.. Data not available or too uncertain to be stated
