Household financial outstanding values, Q2 2024–Q2 2025
Outstanding values, SEK millions
| 2024 | 2024 | 2024 | 2025 | 2025 | |
|---|---|---|---|---|---|
| Q2 | Q3 | Q4 | Q1 | Q2 | |
| ASSETS | |||||
| Currency | 45 976 | 45 791 | 45 509 | 44 545 | 44 994 |
| Deposits | 2 681 358 | 2 666 953 | 2 665 124 | 2 678 745 | 2 781 911 |
| Bank deposits | 2 625 331 | 2 609 624 | 2 601 510 | 2 612 412 | 2 719 843 |
| Capital investments in tax account and national debt savings[1] | 6 872 | 6 707 | 5 862 | 6 019 | 0 |
| Other deposits | 49 155 | 50 622 | 57 752 | 60 314 | 62 068 |
| Bonds | 21 068 | 21 302 | 23 178 | 21 128 | 20 475 |
| Lottery bonds[2] | 0 | 0 | 0 | 0 | 0 |
| Structured products | 21 068 | 21 302 | 23 178 | 21 128 | 20 475 |
| Directly owned shares | 3 880 622 | 4 028 999 | 3 814 039 | 3 801 937 | 3 893 114 |
| Swedish listed shares | 1 317 658 | 1 390 704 | 1 295 331 | 1 303 886 | 1 343 976 |
| Swedish unlisted shares | 2 342 872 | 2 424 115 | 2 296 143 | 2 296 737 | 2 330 685 |
| Foreign listed shares | 220 092 | 214 180 | 222 565 | 201 314 | 218 453 |
| Funds | 2 189 921 | 2 215 674 | 2 244 255 | 2 202 768 | 2 365 279 |
| Swedish-registered funds | 1 789 252 | 1 807 138 | 1 818 468 | 1 812 744 | 1 932 354 |
| Equity funds | 1 107 122 | 1 132 787 | 1 163 462 | 1 047 827 | 1 097 009 |
| Bond and money market funds | 57 127 | 67 063 | 71 724 | 70 135 | 75 429 |
| Other funds | 625 003 | 607 288 | 583 282 | 694 782 | 759 916 |
| Foreign-registered funds | 400 669 | 408 536 | 425 787 | 390 024 | 432 925 |
| Tenant ownership rights | 3 655 462 | 3 664 859 | 3 661 900 | 3 739 786 | 3 731 285 |
| Holiday homes abroad[3] | 313 979 | 319 863 | 325 747 | 328 427 | 328 911 |
| Private insurance savings | 1 350 504 | 1 374 792 | 1 387 271 | 1 373 471 | 1 409 172 |
| Swedish | 1 249 171 | 1 268 997 | 1 281 851 | 1 268 729 | 1 304 272 |
| Non-unit-linked | 987 667 | 1 000 608 | 1 007 326 | 1 008 381 | 1 029 851 |
| Unit-linked | 261 504 | 268 389 | 274 525 | 260 348 | 274 421 |
| Foreign | 101 333 | 105 795 | 105 420 | 104 742 | 104 900 |
| Occupational pensions | 4 262 722 | 4 358 801 | 4 444 562 | 4 230 839 | 4 358 139 |
| Non-unit-linked | 2 508 801 | 2 525 641 | 2 545 880 | 2 404 761 | 2 432 468 |
| Unit-linked | 1 753 921 | 1 833 160 | 1 898 682 | 1 826 078 | 1 925 671 |
| Premium pensions | 2 630 202 | 2 681 428 | 2 813 185 | 2 572 390 | 2 741 129 |
| Other insurance technical reserves[4] | 198 867 | 190 535 | 187 570 | 199 250 | 198 211 |
| Accruals, assets[5] | 508 428 | 488 783 | 509 217 | 502 342 | 517 718 |
| Other financial assets | 54 508 | 53 889 | 54 717 | 53 392 | 54 313 |
| Total financial assets | 21 793 617 | 22 111 669 | 22 176 274 | 21 749 020 | 22 444 651 |
| Individual financial assets excluding accruals | 14 193 398 | 14 392 122 | 14 221 740 | 14 244 199 | 14 629 454 |
| LIABILITIES | |||||
| Loans | 5 265 086 | 5 284 346 | 5 311 153 | 5 338 235 | 5 381 340 |
| Loans in banks and housing credit institutions | 4 844 467 | 4 862 541 | 4 884 910 | 4 904 285 | 4 943 133 |
| Student loans, Government | 281 168 | 284 035 | 288 807 | 294 985 | 297 999 |
| Other loans | 139 451 | 137 770 | 137 436 | 138 965 | 140 208 |
| Accruals, liabilities[6] | 188 471 | 177 807 | 191 183 | 171 026 | 170 906 |
| Other liabilities | 38 963 | 38 999 | 38 940 | 38 933 | 38 963 |
| Total liabilities | 5 492 520 | 5 501 152 | 5 541 276 | 5 548 194 | 5 591 209 |
| Liabilities excluding accruals | 5 304 049 | 5 323 345 | 5 350 093 | 5 377 168 | 5 420 303 |
| Financial net wealth | 16 301 097 | 16 610 517 | 16 634 998 | 16 200 826 | 16 853 442 |
| Financial net wealth excluding accruals[7] | 8 889 349 | 9 068 777 | 8 871 647 | 8 867 031 | 9 209 151 |
1) New transactions made by households to the Swedish Tax Agency since the fourth quarter of 2015 (considered as savings) are included here. The Swedish National Debt Office is phasing out the savings form National Debt Savings.
2) Lottery bonds are being phased out as a saving. The last issued lottery bonds matured in 2021.
3) According to the National Accounts manual ESA 2010, Swedish households cannot own real assets such as real estate abroad; ownership of real estate abroad is instead registered as a financial asset abroad (ESA 2010 sections 7.76 and 18.15). Swedish households' real assets in Sweden are not included in the Savings Barometer, which only shows households' financial assets.
4) Non-life insurance technical reserves and entitlements to non-pension benefits.
5) Other accounts receivable.
6) Other accounts payable.
7) Financial net wealth excluding accruals are excluding savings in occupational pensions, premium pensions, other insurance technical reserves and accruals net.
Definitions and explanations
- Magnitude nil
. Category not applicable
.. Data not available or too uncertain to be stated
