Household financial outstanding values, Q2 2025–Q2 2026
Outstanding values, SEK millions
| 2025 | 2025 | 2025 | 2026 | 2026 | |
|---|---|---|---|---|---|
| Q2 | Q3 | Q4 | Q1 | Q2 | |
| ASSETS | |||||
| Currency | 44 951 | 44 224 | 44 456 | 43 962 | 44 638 |
| Deposits | 2 795 221 | 2 789 931 | 2 800 669 | 2 822 446 | 2 896 028 |
| Bank deposits | 2 730 355 | 2 724 171 | 2 723 138 | 2 743 015 | 2 815 030 |
| Capital investments in tax account and national debt savings[1] | 13 291 | 13 195 | 18 705 | 18 799 | 15 998 |
| Other deposits | 51 575 | 52 565 | 58 826 | 60 632 | 65 000 |
| Bonds | 22 471 | 24 260 | 23 118 | 22 523 | 23 151 |
| Lottery bonds[2] | 0 | 0 | 0 | 0 | 0 |
| Structured products | 22 471 | 24 260 | 23 118 | 22 523 | 23 151 |
| Directly owned shares | 3 535 454 | 3 633 433 | 3 816 259 | 3 762 644 | 4 091 465 |
| Swedish listed shares | 1 343 983 | 1 355 041 | 1 413 557 | 1 399 328 | 1 498 305 |
| Swedish unlisted shares | 1 973 018 | 2 032 293 | 2 146 953 | 2 103 425 | 2 291 338 |
| Foreign listed shares | 218 453 | 246 099 | 255 749 | 259 891 | 301 822 |
| Funds | 2 360 608 | 2 276 586 | 2 363 754 | 2 498 794 | 2 740 345 |
| Swedish-registered funds | 1 952 777 | 1 844 368 | 1 919 316 | 2 067 319 | 2 265 900 |
| Equity funds | 1 094 410 | 1 170 601 | 1 189 472 | 1 264 849 | 1 404 088 |
| Bond and money market funds | 75 192 | 77 868 | 79 989 | 83 996 | 88 988 |
| Other funds | 783 175 | 595 899 | 649 855 | 718 474 | 772 824 |
| Foreign-registered funds | 407 831 | 432 218 | 444 438 | 431 475 | 474 445 |
| Tenant ownership rights | 3 724 172 | 3 759 040 | 3 772 875 | 3 924 038 | 3 986 222 |
| Holiday homes abroad[3] | 344 598 | 349 549 | 354 501 | 352 965 | 360 896 |
| Private insurance savings | 1 423 249 | 1 464 760 | 1 463 184 | 1 460 403 | 1 557 997 |
| Swedish | 1 313 054 | 1 349 886 | 1 346 078 | 1 345 049 | 1 442 480 |
| Non-unit-linked | 1 034 313 | 1 066 952 | 1 062 249 | 1 065 312 | 1 123 045 |
| Unit-linked | 278 741 | 282 934 | 283 829 | 279 737 | 319 435 |
| Foreign | 110 195 | 114 874 | 117 106 | 115 354 | 115 517 |
| Occupational pensions | 4 359 757 | 4 473 430 | 4 527 108 | 4 517 170 | 4 859 624 |
| Non-unit-linked | 2 409 815 | 2 457 144 | 2 475 334 | 2 499 887 | 2 561 231 |
| Unit-linked | 1 949 942 | 2 016 286 | 2 051 774 | 2 017 283 | 2 298 393 |
| Premium pensions | 2 741 029 | 2 880 131 | 2 959 682 | 2 923 549 | 3 429 156 |
| Other insurance technical reserves[4] | 196 012 | 198 805 | 201 499 | 217 886 | 218 883 |
| Accruals, assets[5] | 685 956 | 681 373 | 683 929 | 730 595 | 732 618 |
| Other financial assets | 55 157 | 54 584 | 55 255 | 54 126 | 54 778 |
| Total financial assets | 22 288 635 | 22 630 106 | 23 066 289 | 23 331 101 | 24 995 801 |
| Individual financial assets excluding accruals | 14 305 881 | 14 396 367 | 14 694 071 | 14 941 901 | 15 755 520 |
| LIABILITIES | |||||
| Loans | 5 379 227 | 5 414 674 | 5 454 604 | 5 493 501 | 5 550 944 |
| Loans in banks and housing credit institutions | 4 948 066 | 4 983 422 | 5 022 444 | 5 021 723 | 5 073 709 |
| Student loans, Government | 297 143 | 300 406 | 305 223 | 310 758 | 313 406 |
| Other loans | 134 018 | 130 846 | 126 937 | 161 020 | 163 829 |
| Accruals, liabilities[6] | 174 366 | 166 716 | 173 006 | 169 116 | 168 894 |
| Other liabilities | 39 217 | 39 198 | 39 177 | 39 166 | 39 188 |
| Total liabilities | 5 592 810 | 5 620 588 | 5 666 787 | 5 701 783 | 5 759 026 |
| Liabilities excluding accruals | 5 418 444 | 5 453 872 | 5 493 781 | 5 532 667 | 5 590 132 |
| Financial net wealth | 16 695 825 | 17 009 518 | 17 399 502 | 17 629 318 | 19 236 775 |
| Financial net wealth excluding accruals[7] | 8 887 437 | 8 942 495 | 9 200 290 | 9 409 234 | 10 165 388 |
1) New transactions made by households to the Swedish Tax Agency since the fourth quarter of 2015 (considered as savings) are included here. The Swedish National Debt Office is phasing out the savings form National Debt Savings.
2) Lottery bonds are being phased out as a saving. The last issued lottery bonds matured in 2021.
3) According to the National Accounts manual ESA 2010, Swedish households cannot own real assets such as real estate abroad; ownership of real estate abroad is instead registered as a financial asset abroad (ESA 2010 sections 7.76 and 18.15). Swedish households' real assets in Sweden are not included in the Savings Barometer, which only shows households' financial assets.
4) Non-life insurance technical reserves and entitlements to non-pension benefits.
5) Other accounts receivable.
6) Other accounts payable.
7) Financial net wealth excluding accruals are excluding savings in occupational pensions, premium pensions, other insurance technical reserves and accruals net.
Definitions and explanations
- Magnitude nil
. Category not applicable
.. Data not available or too uncertain to be stated
