Notes on Financial market statistics
From 2015 exchange rate adjustments and confirmed credit losses are included in the calculation of growth rates. This reflects the actual lending growth more accurately. Exchange rate adjustments are included in the calculation to eliminate the effect of changes in the exchange rate, as these are value changes that do not reflect actual lending growth. Confirmed credit losses are included to eliminate the effect of loans written off as losses, as a credit loss should not be treated as a repayment that reduces the growth rate. The adjustments in the calculation also ensure that the growth rate aligns better with the growth rate calculation used by the ECB.
2025
April
The growth rate of consumer and other loans has been corrected for April 2023 to March 2025 due to revisions made by a reporting institution.
January
The growth rates for consumer loans have been corrected due to revisions made by a reporting institution for the item purchased/sold loans for the period March 2024 - January 2025, where the growth rates were affected.
2024
April
The table was corrected 2024-04-01 regarding growth rate of money supply for Jan 2022 to Dec 2023.
2022
December
A reporting institution has revised their unsecured credits. This has affected the growth rate for consumption loans December 2022 – February 2023.
2021
June
A reporting institution reclassified deposits from deposits with certain conditions to on-demand deposits. This means that the growth rate of the money supply M1 has been revised back to May 2019.
2020
January
The growth rate of lending to households in table 4.1.1 contains lending from MFIs, mortgage credit companies and alternative investment funds (AIFs) as of January 2019.
The growth rate representing MFIs only is still reported. There is also a separate reporting for mortgage credit companies and AIFs with lending to households.
A corresponding change has been made in table 4.1.2 (Growth indices for ledning and money supply).
2019
October
The growth rate of loans to households for consumption, which also affects the growth rate of households’ total loans, is revised back to December 2018 due to new and updated information from MFIs.