Household financial outstanding values, Q1 2025–Q1 2026
Outstanding values, SEK millions
| 2025 | 2025 | 2025 | 2025 | 2026 | |
|---|---|---|---|---|---|
| Q1 | Q2 | Q3 | Q4 | Q1 | |
| ASSETS | |||||
| Currency | 44 547 | 44 951 | 44 224 | 44 452 | 44 000 |
| Deposits | 2 680 754 | 2 790 221 | 2 784 931 | 2 799 063 | 2 822 576 |
| Bank deposits | 2 623 108 | 2 730 355 | 2 724 171 | 2 721 532 | 2 743 015 |
| Capital investments in tax account and national debt savings[1] | 8 019 | 8 291 | 8 195 | 18 705 | 18 929 |
| Other deposits | 49 627 | 51 575 | 52 565 | 58 826 | 60 632 |
| Bonds | 22 532 | 22 471 | 24 260 | 23 118 | 22 537 |
| Lottery bonds[2] | 0 | 0 | 0 | 0 | 0 |
| Structured products | 22 532 | 22 471 | 24 260 | 23 118 | 22 537 |
| Directly owned shares | 3 463 559 | 3 535 454 | 3 633 433 | 3 816 259 | 3 795 254 |
| Swedish listed shares | 1 303 886 | 1 343 983 | 1 355 041 | 1 413 557 | 1 399 329 |
| Swedish unlisted shares | 1 958 359 | 1 973 018 | 2 032 293 | 2 146 953 | 2 136 176 |
| Foreign listed shares | 201 314 | 218 453 | 246 099 | 255 749 | 259 749 |
| Funds | 2 207 382 | 2 367 730 | 2 326 514 | 2 406 415 | 2 118 286 |
| Swedish-registered funds | 1 814 027 | 1 959 899 | 1 894 296 | 1 961 711 | 1 703 377 |
| Equity funds | 1 049 502 | 1 094 410 | 1 170 601 | 1 189 472 | 1 127 021 |
| Bond and money market funds | 70 135 | 75 429 | 78 132 | 80 267 | 78 189 |
| Other funds | 694 390 | 790 060 | 645 563 | 691 972 | 498 167 |
| Foreign-registered funds | 393 355 | 407 831 | 432 218 | 444 704 | 414 909 |
| Tenant ownership rights | 3 770 783 | 3 719 364 | 3 751 008 | 3 760 613 | 3 893 220 |
| Holiday homes abroad[3] | 330 691 | 335 635 | 340 578 | 345 522 | 352 965 |
| Private insurance savings | 1 373 855 | 1 423 753 | 1 468 391 | 1 472 508 | 1 475 374 |
| Swedish | 1 269 113 | 1 313 558 | 1 353 517 | 1 355 402 | 1 358 080 |
| Non-unit-linked | 1 008 840 | 1 039 208 | 1 063 679 | 1 058 397 | 1 065 312 |
| Unit-linked | 260 273 | 274 350 | 289 838 | 297 005 | 292 768 |
| Foreign | 104 742 | 110 195 | 114 874 | 117 106 | 117 294 |
| Occupational pensions | 4 252 685 | 4 391 895 | 4 522 591 | 4 596 835 | 4 566 826 |
| Non-unit-linked | 2 426 955 | 2 466 553 | 2 494 722 | 2 520 168 | 2 525 096 |
| Unit-linked | 1 825 730 | 1 925 342 | 2 027 869 | 2 076 667 | 2 041 730 |
| Premium pensions | 2 572 346 | 2 741 029 | 2 880 131 | 2 957 846 | 2 923 785 |
| Other insurance technical reserves[4] | 191 467 | 190 988 | 199 033 | 193 453 | 209 887 |
| Accruals, assets[5] | 542 180 | 673 307 | 668 160 | 677 551 | 677 568 |
| Other financial assets | 54 364 | 55 157 | 54 584 | 55 258 | 57 136 |
| Total financial assets | 21 507 145 | 22 291 955 | 22 697 838 | 23 148 893 | 22 959 414 |
| Individual financial assets excluding accruals | 13 948 467 | 14 294 736 | 14 427 923 | 14 723 208 | 14 581 348 |
| LIABILITIES | |||||
| Loans | 5 337 053 | 5 379 227 | 5 416 520 | 5 452 349 | 5 491 324 |
| Loans in banks and housing credit institutions | 4 909 005 | 4 948 066 | 4 983 422 | 5 020 188 | 5 021 723 |
| Student loans, Government | 294 985 | 297 143 | 300 406 | 305 223 | 311 615 |
| Other loans | 133 063 | 134 018 | 132 692 | 126 938 | 157 986 |
| Accruals, liabilities[6] | 170 319 | 169 161 | 161 434 | 171 433 | 171 558 |
| Other liabilities | 39 187 | 39 217 | 39 198 | 39 177 | 39 166 |
| Total liabilities | 5 546 559 | 5 587 605 | 5 617 152 | 5 662 959 | 5 702 048 |
| Liabilities excluding accruals | 5 376 240 | 5 418 444 | 5 455 718 | 5 491 526 | 5 530 490 |
| Financial net wealth | 15 960 586 | 16 704 350 | 17 080 686 | 17 485 934 | 17 257 366 |
| Financial net wealth excluding accruals[7] | 8 572 227 | 8 876 292 | 8 972 205 | 9 231 682 | 9 050 858 |
1) New transactions made by households to the Swedish Tax Agency since the fourth quarter of 2015 (considered as savings) are included here. The Swedish National Debt Office is phasing out the savings form National Debt Savings.
2) Lottery bonds are being phased out as a saving. The last issued lottery bonds matured in 2021.
3) According to the National Accounts manual ESA 2010, Swedish households cannot own real assets such as real estate abroad; ownership of real estate abroad is instead registered as a financial asset abroad (ESA 2010 sections 7.76 and 18.15). Swedish households' real assets in Sweden are not included in the Savings Barometer, which only shows households' financial assets.
4) Non-life insurance technical reserves and entitlements to non-pension benefits.
5) Other accounts receivable.
6) Other accounts payable.
7) Financial net wealth excluding accruals are excluding savings in occupational pensions, premium pensions, other insurance technical reserves and accruals net.
Definitions and explanations
- Magnitude nil
. Category not applicable
.. Data not available or too uncertain to be stated
